India pays via QR,Now you can too

From taxis and cafés to temples and local markets, pay the way India pays, ditch the cash.

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No Indian SIM/Bank Needed
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River ghats in IndiaHawa Mahal street sceneAuto rickshaw in a market laneBusy Indian city streetTrain crossing a green hillside bridgeColorful Indian market stall
Ghana flag

195

Countries supported

US dollar

150+

Supported currencies

Traveller profile

170k+

Satisfied visitors

Built for Foreign Travellers.Trusted & Accepted Across India.

India has embraced QR payments. From street vendors to premium hotels, QR is often the preferred way to pay.

Travellers paying with QR at a chai stall

Sip. Scan. Repeat.

Travellers buying sugarcane juice with QR payment

Cash isn't mandatory anymore.

Travellers paying at a street food stall with QR

The queue moves faster with QR.

Travellers dining on a rooftop with a QR code on the table

Cheers without currency exchange.

From Michelin stars to midnight chai stalls.

How it works

Cheq works with India's most popular apps

Crafted for every kind of traveller

Landed. Paid. On my way

Skip cash. Avoid card declines. Expense like a pro

Travellers with luggage after landing

No cash. No stress

Spend less time figuring out payments and more time exploring

Travellers walking with backpacks

Feels like home

Finally pay the way your friends and family do.

Friends sharing a meal together

Tourists across nations love us

Why chose Cheq UPI
over other payment modes

Features
CHEQ UPI
INTERNATIONAL CARD
CASH
Acceptance & Convenience
100M+ UPI merchants, scan & pay anywhere
Needs POS, only ~10-15M locations
Must carry cash, small vendors hesitant
Cost-effectiveness
3.5% top-up fee, no per-transaction cost
2-8% forex markup
8-14% markup + ATM fees
Forex rates
Real interbank rate, no margin
Marked-up, varies by issuer
Poor airport/exchanger rates
Digital experience
App-based, real-time tracking
Card-only, limited visibility
No tracking, risk of loss/theft
Ease of use
Scan & pay, no PIN
PIN/signature, occasional declines
Change, language barriers
Built for the modern traveller
Built for India's UPI economy
Legacy card rails
Outdated, unsafe to carry

Trusted by regulators. Loved by travellers.

The convenience of UPI, with the confidence of India's regulated financial ecosystem.

Backed by India's Apex Bank — The Reserve Bank of India.No local bank account. No local SIM.
Glass shield with a lock, representing CheqPay's regulated, secure payment protection
Protected by trusted payment infrastructure — The National Payments Corporation of India.Leaving India? Take your money back with you.

What our customers are saying

Real stories from real travellers — hear directly from people using Cheq UPI to pay like a local, wherever they go.

Swamy

Once you are out of India as an NRI you are locked out of the UPI ecosystem — Cheq solved that for me during my visit home.

Swamy

Garvit

Onboarding was extremely smooth, and the interface is seamless for making payments through UPI.

Garvit

Aziz Shahid

Extremely simple UI and a smooth payment experience — switched to Cheq for all my merchant payments.

Aziz Shahid

Harsh Chaudhary

Paid at tea stalls, local markets, and guest houses without carrying cash — quick and reliable, even in small towns.

Harsh Chaudhary

Sayani Bose

Everything feels organized — payments happened quickly without worrying about cash or cards.

Sayani Bose

Andrew Mcintyre from United Kingdom

Paying like a local, anywhere in India

Olivia Doris from United Kingdom

From coconuts to cabs — all without cash

Leo from Russia

Fast payments, faster support

Nora from Netherlands

Cashless travel, made effortless

Cheq Traveller

Simple payments, wherever the journey leads

Real customers, real stories

Five customers, one seamless way to pay in India

Frequently Asked Questions

Citizens of G20 nations and Non-resident Indian citizens are allowed to open a Cheq tourist wallet. Argentina, Australia, Brazil, Canada, China, France, Germany, India, Indonesia, Italy, Japan, Republic of Korea, Mexico, Russia, Saudi Arabia, South Africa, Türkiye, United Kingdom and United States and European Union

Your passport and Indian VISA are required to open a tourist wallet

Tourist wallet can be used to shop at over 50mn+ shops across India. Both online and offline expenses can be managed

The app is available for both Android and iOS devices. Visit your respective app store, search for "Cheq UPI," and proceed to install/download the app.

1. You can add funds to your tourist wallet via Transcorp branches. They are available in most major cities across India. Branches accept both cash and cards.

2. You can add funds to your tourist wallet via an instant payment gateway. This is the most convenient way to add funds to Cheq wallets